We build financially strong and culturally vibrant communities where each person has access to decent jobs, homes, healthy foods, health care, education, and economic opportunities.

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Our Vision

The Northern California Community Loan Fund envisions financially strong culturally vibrant communities where each person has access to decent jobs, homes, health care, education, healthy food, and economic opportunities. Through flexible financial products and sound advice, we create opportunities to make socially responsible investments that revitalize Northern California communities.
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Recent News

September 12, 2016

Federal Home Loan Bank of San Francisco Awards Grants to Two Local Nonprofits through NCCLF Sponsorship

We are pleased to have partnered with Richmond Main Street Initiative (RMSI) and Restaurant Opportunities of the Bay Area (ROC – The Bay) in obtaining grants through the Federal Home Loan Bank (FHLB)’s Access to Housing and Economic Assistance for Development (AHEAD) program. Through our membership with the FHLB, NCCLF was able to sponsor both organizations. (more…)
September 12, 2016
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Q&A with Esperanza Pallana, the New Member of NCCLF’s Strategic Initiatives Team

Our Strategic Initiatives team supports NCCLF in developing and supporting community development initiatives that increase our impact and support the low-income communities we serve.  In August 2016 we welcomed Esperanza Pallana, who supports our efforts in increasing access to healthy foods throughout California.  Esperanza comes to NCCLF with over 15 years in food systems, environmental health, and public health advocacy work.  Learn about a more about Esperanza below. (more…)
September 12, 2016
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Clovis Culinary Center Opening in Late 2016 to Support Food Entrepreneurship

Despite being in the country’s most productive agricultural region, communities in the San Joaquin Valley experience very high rates of poverty and unemployment and too often lack access to healthy foods. Though small-scale food entrepreneurship is rare in the area, those who are trying to start or expand a business face difficulty in complying with State (more…)