We build financially strong and culturally vibrant communities where each person has access to decent jobs, homes, healthy foods, health care, education, and economic opportunities.

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Our Vision

The Northern California Community Loan Fund envisions financially strong culturally vibrant communities where each person has access to decent jobs, homes, health care, education, healthy food, and economic opportunities. Through flexible financial products and sound advice, we create opportunities to make socially responsible investments that revitalize Northern California communities.
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Recent News

October 13, 2016
Vote in CA

Election Day is Around the Corner: NCCLF Supported Ballot Initiatives

Election day is less than a month away! Check out your voter registration status, voting and vote-by-mail drop off location and candidate info by clicking here. Key November 2016 Ballot Initiatives NCCLF Supports: (more…)
October 13, 2016

Q&A With Saul Ettlin, NCCLF’s New Real Estate Consultant

Join us in welcoming Saul Ettlin to our high-impact consulting team, which provides technical assistance to nonprofit organizations in financial management and real estate.  Saul comes to NCCLF with over 15 years of nonprofit management and real estate experience. (more…)
October 13, 2016
NCCLF Impact

Implementing a Social Impact Rating System: Increasing Impact Through Data-Driven Decision Making

  By Ross Culverwell, NCCLF's Chief Lending Officer At NCCLF we’ve been committed to addressing issues of social and economic disparities throughout California for nearly 30 years.  While our staff have always informally assessed whether our loans meet our mission of promoting economic justice and alleviating poverty, we saw the benefit of developing a  (more…)