Welcome to NCCLF!
Watch our video to see how New Market Tax Credits helped build St. Anthony’s new dining room!
The Northern California Community Loan Fund provides financing and expertise to strengthen low-income neighborhoods and enable disadvantaged people to build a better future.
Since 1987, NCCLF has invested $150,904,816 in Northern California, financing projects that have created or preserved 14,459 jobs, 5,742 low-income housing units, and served over 700,000 clients. To read our full impact report, click here (pdf)
CARS™ is a CDFI Assessment and Ratings System and is the only comprehensive, third-party assessment of a CDFI’s financial strength and performance and, most importantly, level of community impact. NCCLF is one of only five CDFIs to receive a AAA1 rating, the highest rating possible.
A CARS™ assessment includes past performance, current financial position, and risk factors in the future. Ratings are based on five years of historical performance. With a CARS™ rating, investors can confidently assess CDFIs that match their social objectives and risk parameters.