Restore Oakland

Restore Oakland is a hub developed to increase economic security for low-income people of color in the Bay Area. The project addresses two broken systems negatively impacting low-income communities in the United States: the disproportionate rate of incarceration and the lack of upward economic mobility within the restaurant industry. Developed by The Ella Baker Center for Human Rights (EBC) and Restaurant Opportunities Centers United (ROC United), Restore Oakland leverages expertise and the shared visions of each organization.

The hub will launch in Oakland’s Fruitvale neighborhood as a multi-service facility housing integrated workforce development and training programs, childcare programs, tenant housing services, and a cooperative food-enterprise incubator for entrepreneurs seeking to start pop-up restaurants, catering businesses, and other food-related enterprises. The “COLORS” restaurant, operated by ROC United, will provide workers with on-the-job training, that is focused on development for employment in high-end dining positions. Restore Oakland will also feature restorative justice and community-based reconciliation programs.

In 2015, NCCLF’s consulting team began working with EBC and ROC United to outline potential space financing; determine roles and responsibilities for each organization; and conduct a business plan review, financial modeling, real estate advisory services, and New Markets Tax Credits consulting services. This year NCCLF provided Restore Oakland with a $2.5 million acquisition loan to purchase a 13,000 sq. ft. facility at 32nd Avenue and International Boulevard. In addition, NCCLF provided a $50,000 grant and $50,000 forgivable loan from our Greater Oakland Fund to finance predevelopment costs associated with renovating the space. To learn more, click here.

San Francisco Nonprofit Sustainability Initiative

The Nonprofit Sustainability Initiative, administered by NCCLF, helps San Francisco’s nonprofits secure new, nonprofit-owned space and creates solutions for organizations seeking long-term leases. The initiative includes two new programs — the Nonprofit Space Investment Fund and the Nonprofit Space Stabilization Program. These programs provide technical and financial assistance to support nonprofit sustainability amidst a changing, and volatile, real estate market. In total the program will disburse $9 million over three years to support community-based organizations seeking to buy property in San Francisco.

This program is the result of an innovative partnership between NCCLF and the San Francisco’s Mayor’s Office of Economic and Workforce Development, the Mayor’s Office of Housing and Community Development, and the San Francisco Arts Commission.

In November 2017, the most recent round of awardees was announced and included Compass Family Services, Mission Neighborhood Centers, and Planned Parenthood. To learn more about the impact of the program and the awards click here. The next round of applications are due by February 8, 2018. To learn more, visit

Innovative Development and Living Solutions of California

The San Joaquin Valley community of Clovis is addressing a challenge shared by many others in Northern California: an increasing population of low- and moderate-income elders who need long-term care. Some elders already have Medi-Cal insurance and others spend down assets for care and become eligible for coverage. When some elders can no longer obtain this care while living at home or with family, they have very few alternatives.

Innovative Development and Living Solutions (IDLS), a Clovis-based nonprofit housing developer, saw this need and responded. Founded by Clovis residents Michael and Marisa Sigala, IDLS specializes in addressing the housing needs of seniors. IDLS recognized that creating more affordable assisted living communities would require an innovative solution. The result is a new 48-unit, three building project in Clovis named Magnolia Crossing.

The City of Clovis provided the first round of critical support for this project with an offer to donate a vacant parcel of land if IDLS could obtain financing. IDLS then approached NCCLF for help. From the beginning, NCCLF recognized the potential impact of this project and offered a wide range of capital and technical assistance resources. In 2014, NCCLF provided a $50,000 loan for early-stage predevelopment expenses. Later, when the need arose, NCCLF provided additional funding through a combination of a grant and a forgivable, zero-interest loan through the Community Catalyst Fund.

NCCLF’s early-stage funding attracted additional predevelopment financing from Capital Impact Partners and Fresno-based Access + Capital. Following the predevelopment stage, NCCLF’s consulting team worked with IDLS to prepare them for accessing New Markets Tax Credits (NMTC) financing, which was obtained from NCCLF in the amount of $8 million. Additional financing and Capital Impact Partners, US Bank, the NMTC investor, played a critical role, as did the expertise, generosity and flexibility of the architect, Paul Halajian, the contractor, Quiring General, and the operator, Palm Village.

When completed at the end of this year, Magnolia Crossing will include 24 units for low- and moderate-income elders.  Fourteen units will be reserved for Medi-Cal eligible elders through a pilot Medi-Cal program in Fresno County that will pay for health care costs in an assisted living community. To learn more about IDLS and Magnolia Crossing, click here.