California’s Central Valley was transformed long ago into the nation’s most economically productive and intensive industrial agricultural region. Today, it produces more than half of the fruits, nuts, and vegetables consumed in America. While the Central Valley’s agricultural industry is critical to meeting US food need, it comes at a significant price to local residents. The political decisions made, and infrastructure supported, influence the environmental, social, and economic impacts faced by local residents, food workers, and businesses.
NCCLF Consulting and Lending supports Restore Oakland, innovative economics and restorative justice hub in East Oakland
The Ella Baker Center for Human Rights (EBC) and Restaurants Opportunities Centers United (ROC United) have joined forces to develop and launch a replicable and innovative restorative economics and restorative justice hub in East Oakland. Restore Oakland was developed to address two broken systems negatively impacting low-income communities of color in America: the disproportionate rate of incarceration and the lack of upward economic mobility within the restaurant industry.
In 2014 NCCLF became a lender for the San Francisco Small Sites Program (SSP), an initiative of the City of San Francisco Mayor’s Office of Housing and Community Development (MOHCD) which preserves housing for low-income San Francisco residents. The loan program provides acquisition and rehabilitation financing to developers that supports the purchase and renovation of multi-family apartment buildings of four-25 units housing residents with an average Area Median Income (AMI) of 80%. This program was designed to protect residents who were susceptible to losing their homes due to evictions (mostly arising from the Ellis Act) or rising rents.
Community-based organizations play a critical role in creating vibrant and engaged communities. NCCLF partners with nonprofits to support them in strengthening their financial management systems to ensure their long-term sustainability.