Kelly Ehrenfeld

Kelly Ehrenfeld is a Loan  Associate. Prior to joining NCCLF, Kelly worked for Citibank as a Loan Closing Associate. Kelly has significant commercial real estate loan transaction coordination and loan servicing experience. She also has extensive volunteer experience with various non-profits in the Bay Area including Habitat for Humanity, the Ella Baker Center for Human…

Grayton Huang

Grayton Huang is a Senior Accountant for NCCLF, where he is responsible for providing all accounting support to the office. Before joining NCCLF in March 2007, Grayton was Accountant for nearly three years at CompassPoint Nonprofit Services, a Bay Area consulting, research and training organization. Grayton also worked as Bookkeeper at Daniels Display Co., Inc.…

Cristian Martinez

Cristian Martinez is the Office Manager at NCCLF.  Cristian joined NCCLF in September of 2006 after four years at Ecology Action in Santa Cruz, where he served as Executive Assistant, Office Manager, and Program Manager. In addition to his nonprofit experience, Cristian has also worked in customer service for EarlyChildhood.com and Avis. Cristian holds a…

Alice Rocha

Alice Rocha is NCCLF’s Business Development Loan Officer. Alice, who joined the staff in June of 2006, is based in her native city of Fresno and represents NCCLF throughout the Central Valley. Alice comes to NCCLF with extensive knowledge of the region, and previously worked there as a Senior Program Officer for the Vanguard Foundation.…

Sherry Simmons

Sherry Simmons is Director of Resource Development at the Northern California Community Loan Fund.  She joined NCCLF in July of 2007 with over 35 years of experience in all aspects of nonprofit management and leadership. Prior to forming her consulting practice in 1997, Sherry’s career included serving as Executive Director with The Support Network for…

Karen Sullivan

Karen Sullivan joined NCCLF in 2008 as a Consulting Analyst and is now a Loan Officer. Before joining NCCLF, Karen worked at the Low Income Investment Fund (LIIF) as a Compliance Monitoring Analyst. At LIIF Karen tracked the compliance of loans, grants and contracts to ensure that the specific covenants and reporting requirements were met.…

Joanne Lee

Joanne Lee is the Director of Consulting Services and Program Development at NCCLF.  She has over twenty years of experience working in non-profit organizations.  At the Chinatown Community Development Center (CCDC), Joanne served as the Deputy Director of Operations overseeing the organization’s finance, human resources, affordable housing development and property and asset management departments.  She led…

Eddy Lopez, Jr.

Eddy Lopez, Jr. is an Executive Assistant. Prior to Joining NCCLF in July 2010, Eddy was an Administrative Assistant at Charles Schwab, Inc. with the Sales and Relationship Management team. In addition to working at Schwab for four years, Eddy worked at Chiron Corporation and Deloitte Consulting in the Bay Area. At Deloitte, Eddy supported…

Kirke Wilson

KIRKE WILSON (BOARD CHAIR), retired in 2005 as President of the Rosenberg Foundation where he had been since 1974.  Kirke currently serves on the board of directors for the California Budget Project and Rural Community Assistance Corporation, where he served as Chair from 2006-2008.  He was previously a member of the Loan Committee of the…

Margaret Stone

MARGARET (PEG) STONE (BOARD SECRETARY) is a retired affordable-housing finance specialist.  Most recently she worked for CSG Advisers, a national real-estate financial advisory firm.  She has more than 25 years of experience in affordable housing and economic development.  Peg’s specialties include public housing refinance, nonprofit capital projects, tax credits, bond finance, and strategic planning.  Prior…