Clients

We offer financial and consulting solutions that help your nonprofit meet its goals. We are committed to performing our work with excellence and to treating our clients and colleagues with honesty and fairness.  For a quarter of a century, NCCLF has provided services for community-based organizations that have enriched the lives of low-income people across Northern California.  We are proud to have worked with these and many other organizations. To read about  NCCLF’s  New Market Tax Credit projects, click here.

NCCLF provided Lao Family Community Development, Inc. a $502,500 loan to help them acquire a new building to expand their services.  The organization assists diverse refugee, immigrant, limited English, and low-income U.S. born community members in achieving long-term financial and social self-sufficiency.  Loan summary here (pdf).

Causa Justa :: Just Cause is a multi-racial, grassroots community and leadership building organization whose mission is to achieve justice for low-income San Francisco and Oakland residents. The organization provides free tenant counseling and case management for their clients. The organization received a $100,000 line of credit from NCCLF.  Loan summary here (pdf).

Napa Valley Community Housing is an organization that develops attractive, well-built, affordable housing for Napa County’s low and moderate income residents. To help finance their latest project, Oak Creek Terrace, they turned to NCCLF for a $200,000 predevelopment loan to help cover the costs for the new construction, and a $680,000 loan to help purchase the 1.77-acre property for the project to be built on. Loan summary here. (pdf)

TODCO Development Co. is the housing development division of Tenants and Owners Development Corporation Group, the community-based housing/community development nonprofit corporation for San Francisco’s South of Market Neighborhood. The organization plans and develops new and rehabilitated senior and single-room occupancy affordable housing. TODCO recently received a $1,560,000 loan from NCCLF to finance the predevelopment costs associated with the renovation of 182 units of rental housing for very low-income seniors. The housing project includes a community room, dining room, and a landscaped courtyard area. Loan summary here (pdf)

NCCLF provided $7.65 million in New Market Tax Credits to SFJAZZ for the construction of the SFJAZZ Center, a ±35,000 performance space in the Hayes Valley neighborhood of San Francisco. The Center will explore the full spectrum of jazz as well as provide education through a range of programs aimed particularly at students in the City’s public schools. Loan summary here. (pdf)

NCCLF has allocated nearly $7.4 million in New Market Tax Credits to the San Jose Environmental Innovation Center (SJEIC). The center will be renovated with additional new construction of a ±50,000 square foot community facility on a 4.2 acre site owned by the city near the downtown area. The completed project will host two nonprofit tenants, the Clean Technology Demonstration Center and Habitat for Humanity Restore. Loan summary here. (pdf)

NCCLF has provided a $1,997,500 loan to Axis Community Health, Inc. for the acquisition of a +24,000 sq. ft. community facility in Pleasanton. Axis Community Health provides accessible and compassionate healthcare services to low-income and working- poor residents in the Tri-Valley area of Eastern Alameda County. The new space will provide adequate space for delivering medical and behavioral health care as well as ancillary services to meet patients’ needs in the area. Loan summary here. (pdf)

Sacramento Self Help Housing is a non-profit organization that works to improve the living conditions and increase the self-sufficiency of individuals living at or below the poverty level in the Sacramento area. NCCLF provided a $75,000 line of credit to Sacramento Self Help Housing that will help the organization manage cash flow more effectively when it faces delays in contract reimbursements. Loan summary here (pdf).

Habitat Greater San Francisco provides a hand-up, not a hand-out for families in desperate need of improved living conditions. For Habitat Greater San Francisco families, homeownership means more than just having a roof over their heads. Their program allows families the opportunity to live in the cities where they work, create a better future for their children and ultimately break the cycle of poverty through affordable homeownership.  NCCLF has allocated over $10 million in New Market Tax Credits towards a 36-unit for-sale affordable housing project in Daly City. Read the loan summary here. (pdf)

Asian American Recovery Services has been dedicated to decreasing the incidence and impact of substance abuse in the Asian and Pacific Islander communities of the Greater San Francisco Area since 1985.  They provide prevention, outreach, intervention and treatment services, as well as engaging in education, research and advocacy. Their approach addresses the physical, mental and emotional health for individuals and families. NCCLF has provided a zero percent $1,100,000 loan to refinance the acquisition of their community facility in South San Francisco. Read the loan summary here. (pdf)

Since 1999, First Place for Youth has prevented poverty and homelessness among youth that leave the California foster care system by supplying them with the resources and support needed to make a successful transition to independent living. NCCLF has provided a $500,000 permanent loan to refinance tenant improvements in the organization’s new +11,000 sq. ft. headquarters in downtown Oakland. The headquarters will also serve as a one-stop service center to over 325 youths annually. Read the loan summary here. (pdf)