How We Help

NCCLF loans and training programs target hundreds of nonprofit organizations that provide essential services to low- and very low-income families and communities in Northern California. We focus our efforts on the least-served communities, whose projects may have the greatest difficult qualifying for loans from traditional lenders. Here are some of the ways we help:

  • Providing high-impact loans at affordable rates and flexible terms to community organizations unable to obtain financing from conventional lenders;
  • Offering technical assistance to nonprofit groups in such core financial-management areas as budgeting, financial reporting, and accounting controls;
  • Supplying grants and technical assistance to nonprofits that want to acquire permanently affordable program and office space;
  • Linking socially concerned investors and community organizations that need affordable capital and;
  • Engaging in advocacy and public education to attract new resources and build public awareness of community development issues.

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Main Office: NCCLF

870 Market Street Suite 677, San Francisco, CA 94102
phone: (415) 392-8215 | fax: (415) 392-8216 | email:

Central Valley Office: NCCLF

4949 E. Kings Canyon Road, Suite 108, Fresno, CA 93727
phone: (559) 452-0327 | fax: (559) 412-5039 | email:

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