Andrea Papanastassiou

Andrea Papanastassiou joined NCCLF as Deputy Director of Consulting, overseeing the Real Estate Consulting Program, in August 2013. She has over 15 years of experience working in affordable housing and community development. Previously, Andrea was the Director of Real Estate Development for Eden Housing. Before joining Eden Housing in 2007, Andrea spent nine years at MidPen Housing Corporation, where she developed over 800 affordable apartments for families and seniors and supervised a development pipeline of 1,300 apartments and homes in seven greater Bay Area counties.  Her projects have won design awards from Sustainable San Mateo County, Pacific Coast Builders Conference, and Builder Magazine.

Andrea serves on the Board of Directors of the Nonprofit Housing Association of Northern California and is a Past President of the Board of Directors of the Housing Leadership Council of San Mateo County, having served on the Board from 2004 – 2012.  Affordable Housing Finance Magazine named Andrea one of its 2011 Young Leaders.

Andrea holds a B.A. from Brown University with Honors in Environmental Studies and Urban Studies and a M.A. in Urban Planning from the UCLA Graduate School of Public Policy and Social Research.

Stephaney Kipple

StephaneyStephaney joined NCCLF in April of 2013 and serves as a Real Estate Consulting Analyst. She assists in contract management, identifying site opportunities, analyzing partnership opportunities, and producing proforma analyses. She also provides funding analyses for feasibility, including the structuring of New Market Tax Credit transactions. Before joining NCCLF, Stephaney worked as a consultant at the Community Investment Support Fund in Detroit, MI, where she provided technical assistance to nonprofits with financial and real estate needs. She has an in-depth knowledge of community development finance and is passionate about creating a positive community impact while providing value to socially responsible developers and investors.

Stephaney holds a M.Sc. in Urban Policy Analysis and Management from The New School for Public Engagement with an emphasis in Community Development Finance. She also holds a B.B.A. in Finance and a B.A. in Japanese Language from Eastern Michigan University.

Dan McDonald

Dan McDonald joined NCCLF as the Deputy Director of Lending in March 2012.  Dan came to NCCLF after eight years with Bank of the West as an underwriter and relationship manager, providing letters of credit and construction and mini-perm loans to the senior housing industry.  His background includes institutional real estate debt and equity asset management, loan underwriting and workout management, development project management and real estate consulting.

Dan has a B.A. from The Evergreen State College and a Masters in City and Regional Planning from the Kennedy School of Government at Harvard University.

Mark Sutton

Mark Sutton is a Policy and Program Analyst for NCCLF. Prior to joining NCCLF, Mark worked as a Research Analyst at Impact Assets, a San Francisco-based impact investment firm. Mark has experience in the environmental markets, having worked with the San Francisco Carbon Collaborative and participating in the launch of the carbon market startup Ecoanalytics. He has also been active in sustainable economic development with Green Economy Think Tank, a non-profit that convenes sustainability leaders to catalyze ideas into action to grow the green economy.

Mark holds an M.B.A. in Sustainable Business Management from Presidio Graduate School in San Francisco, and a B.A. in Mathematics and Music from Williams College in Williamstown, MA.

Mark Sutton is a Performance Evaluation Analyst for NCCLF. Prior to joining NCCLF, Mark worked as a Research Analyst at Impact Assets, a San Francisco-based impact investment firm. Mark has experience in the environmental markets, having worked with the San Francisco Carbon Collaborative and participating in the launch of the carbon market startup Ecoanalytics. He has also been active in sustainable economic development with Green Economy Think Tank, a non-profit that convenes sustainability leaders to catalyze ideas into action to grow the green economy.

Mark holds an M.B.A. in Sustainable Business Management from Presidio Graduate School in San Francisco, and a B.A. in Mathematics and Music from Williams College in Williamstown, MA.

David Wilkinson

David is a Real Estate Consultant for NCCLF. He has worked in housing and community development for over 27 years, including many years at Mercy Housing California. He has assisted numerous units of local government and non-profits in the greater Sacramento Valley with a wide variety of projects, including affordable housing, health care and Head Start facilities, water and wastewater systems, economic development, and historic preservation. His expertise includes structuring public-private partnerships with federal and state funding sources, including CDBG, HOME, USDA, and  various tax credit programs.

David is the co-founding president of the Woodland Tree Foundation, an all-volunteer grass roots nonprofit that has planted and cared for 2,700 trees in Woodland. He has written two books on Woodland’s history and co-authored and edited Explore Historic Woodland, which received the Governor’s Award from the California Office of Historic Preservation in recognition of its excellence in historic preservation public education

David received an M.A. degree in economics from San Francisco State, a B.S. degree in finance with honors from San Diego State, and completed additional graduate studies in economics at UC Davis.

Lori Campbell

Lori Campbell joined NCCLF as Financial Management Consultant in October 2011. A resident of the Bay Area since 1970, Lori has over 30 years of nonprofit financial and management experience.  Working closely with trustees and senior staff, Lori has provided expertise in areas of strategic planning, budget and finance, fund development, human resource, risk management, and facilities operations. Her specialties include strategic assessment of current financial and administrative systems, coaching for financial and administrative staff, and facilitating board and staff retreats.

Lori graduated Phi Beta Kappa, cum laude from the University of California, Berkeley and was a PhD candidate at the University of Chicago.

Kavita Gobburi

Kavita Gobburi joined NCCLF as a Loan Officer.  Prior to joining in 2011, she worked as a Sr. Financial Analyst at Bank of America in New York.  During her 5 years at BAC, she worked in Capital Markets and Wealth Management doing product analysis and reporting.  Her experience in Finance ranges from management reporting and financial analysis, to strategic planning and small business finance.  In addition to her work in financial services, she has held executive positions in the nonprofit sector addressing social issues such as economic development, education and civic engagement.  She worked as the Director of a nonprofit focused on providing access to technology education to disadvantaged youth across the US.  She also has international experience working for a microfinance institution in Bangalore, India.

Kavita graduated with an undergraduate degree in Biology from UC San Diego and an MBA from Thunderbird, Graduate School of International Management.  She currently serves on the Board of Go Inspire Go, a social media platform that empowers individuals to take action and to get involved in their community.

Eric Foley

Eric Foley joined NCCLF’s staff in October 2011, serving as a Loan and Compliance Associate. Prior to his arrival at NCCLF, Eric worked as an Affordable Housing Program Compliance Coordinator with Forest City Residential, where he was responsible for compliance oversight and program monitoring for a Low Income Housing Tax Credit program in downtown Oakland. Before joining Forest City, Eric operated as an independent compliance/management consultant for multi-family Project-Based Section 8 communities throughout southern California.

Eric earned a Bachelor of Arts degree at the University of California, Irvine, with majors in Environmental Analysis & Design, and Psychology & Social Behavior.

Shobna Dhewant

Shobna Dhewant is a Senior Loan Officer. Prior to joining NCCLF in 2011, Shobna served as the Director of Financial Empowerment Programs at Peninsula Family Service, where she managed a consumer loan portfolio and oversaw  financial services, including individual savings development accounts (IDAs) and financial literacy programs. Prior to Peninsula Family Service, she was a Lending Manager at RSF Social Finance, a nonprofit financial organization which supports social enterprises. Shobna has extensive experience structuring financing packages for consumers, corporations and nonprofits;  including neighborhood revitalization programs, economic development projects on Native American reservations and microfinance to borrowers in Latin America, Africa and Asia.

A Certified Educator in Personal Finance, she holds a B.A. in Economics from San Francisco State University, an M.B.A. from Golden Gate University, and Series 7 and 63 licenses from the National Association of Securities Dealers.  She also serves on the Board for CA FarmLink, a nonprofit rural microfinance organization.

Teresa Davis

TDTeresa Davis is a Consulting Program Analyst.  Before joining NCCLF in 2011, she worked for the City of Houston’s Housing & Community Development Department and as intern with the City of Beaverton’s Mayor’s Office in Beaverton, Oregon.

She graduated in 2008 with a B.S. in Community Development and Urban Planning with an emphasis in Housing & Economic Development from the Toulan School of Urban Studies & Planning at Portland State University. Teresa also completed graduate work in Geographic Information Systems (GIS) at Portland State University.