Annual Reports


Inspiration: Families, Investors and Partnerships

NCCLF FY09 Annual Report Welcome to the inspirational stories of the Northern California Community Loan Fund’s Fiscal Year 2009 Annual Report.

When we reflected on our work over the past year, we felt inspired by what we saw. For example, we saw families moving into a safe and well-designed affordable housing complex, ready to start a new chapter in their lives. We saw the confidence gained by a nonprofit manager after working with our staff consultants to sort out some financial reporting issues. We saw a beautifully appointed waiting room at a community health clinic, a warm and comfortable environment for people receiving preventive care for the first time. We saw energetic young leaders with new visions for their communities. Above all, we saw the impact of our work and how it touches the lives of so many people in need.

As you’ll see in this report, all three of our program areas—lending, consulting and training, and socially responsible investing—achieved positive impacts in Fiscal Year 2009, transforming needy communities into better places to live and work.

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